Car Insurance and Liability in a Carpool Car Accident / HOV Lane Car Accident

Motor vehicle injury accident cases can be quite complex under normal circumstances. However, the complexity can increase significantly when your car accident injury lawsuit involves a rideshare or a high occupancy vehicle (HOV) lane.  

Learn more about how filing a personal injury lawsuit works when the crash involves a carpool lane.

How Does Insurance Work in a Carpool Car Accident?

In a typical car accident lawsuit, only the auto insurance for each vehicle would be part of the claim. However, in a carpool situation, other insurance providers may be part of the claim if an accident occurs.

For example, if the driver who hit you was working for a rideshare company, the rideshare company’s insurance policy could be part of any lawsuit. If a bus driver was using the HOV lane and caused a crash, the busing company could be part of the lawsuit.

When we represent you in a car accident involving multiple insurance companies, we investigate and clarify who is responsible for your injuries. We then negotiate with the correct insurance companies on your behalf.  

How Comparative Negligence Affects HOV Injury Lawsuits

Comparative negligence, which occurs when more than one party shares responsibility for an accident, may play a role in cases like this. Dealing with comparative negligence can complicate the process of bringing a claim.

Perhaps a poorly maintained road contributed to your accident, but the bus driver’s lack of the proper license and training also contributed. With the proper training, the bus driver might have avoided losing control on the poorly maintained road. 

As your HOV accident injury lawyer, we will investigate each detail of the case and determine if and how comparative negligence affects your claim.

Could Multiple People Be Responsible?

Multiple people could be responsible for an HOV accident, such as the following:

• Driver: If the driver who hit you was violating traffic laws before the accident, this could be a sign of negligence.
• Vehicle owner: If a commercial company owns the vehicle that hit you in the HOV lane, it’s possible this entity could be liable. Perhaps the company hired an unqualified driver or failed to make necessary repairs to the vehicle.
• Passenger: If a disruptive passenger caused the driver in the carpool lane to lose control and hit you, the lawsuit could include a claim against the passenger.
• Governmental entities: If the governmental entity responsible for maintaining the carpool lane made an error in road repair or when installing signs, this could show liability.

A car accident lawyer can determine who is responsible and bring an injury lawsuit against one or more parties on your behalf.

Call Us Today for a Free Case Evaluation

At Jeffrey R. Davis, P.A., we have a track record of success helping people injured in car accidents that weren’t their fault. If determining liability in the case becomes challenging because of odd circumstances, our team is ready to help.

For a free consultation on your HOV or carpool lane car accident injury lawsuit, call (305) 577-3777 today.